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Description
Imagine your business here! Prime location at THE main corner downtown with windows galore! Showcase your future success visible to everyone crossing the bridge from Sterling. All interior partition walls and the raised floor area can be removed to further open the expansive storefront and were used for staging of former occupant. Back office and storage area includes double doors for rear loading from the alley platform and a large freight elevator to transport people or inventory between all 3 floors. Designer staircase leads to an equally open 2nd floor. The replacement windows allow natural light to shine in from 3 sides along with a nice river view. Basement has 2 egress stairways, and was also used as customer space previously. Building has been very well maintained including extensive tuckpointing and masonry work, window replacements, boiler and rooftop upgrades/replacements all while maintaining that cozy downtown feel. Sale includes the vacant gravel parking lot to the south in addition to ample street and municipal lots within easy walking distance. Being offered separately from 105 W 2nd Street but can be purchased as 1 larger unit if you need additional space!
Property Highlights
Property Type: Commercial - Retail
Building Description: 2.0 stories
Year Built: 1920
General Information
County: Whiteside
Listed By:
Judy Powell Realty
815-626-7450
MRED MLS
MLS ID: 12392737
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101 W 2nd Street, Rock Falls, IL 61071.
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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $329,000 | $329,000 | $329,000 |
| Down Payment | $65,800 | $11,515 | $82,250 |
| Monthly Mortgage Amount | $1,557 | $1,885 | $2,000 |
| Taxes | $458 | $458 | $458 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $145 | $0 |
| Monthly Estimated Total | $2,115 | $2,588 | $2,558 |
About this area
About Rock Falls
Rock Falls, IL is a welcoming city in Northwest Illinois known for its scenic riverfront setting, strong community spirit, and balanced lifestyle. Situated along the Rock River, the city offers residents access to parks, walking paths, and recreational opportunities that enhance everyday living. Rock Falls blends small-city comfort with convenient access to neighboring communities, making it an appealing choice for families, professionals, and retirees alike. Local schools, community events, and a growing commercial presence contribute to the city’s stable and family-friendly atmosphere.
The real estate market in Rock Falls is diverse and accessible, offering options to suit a wide range of needs and budgets. Homebuyers will find well-established neighborhoods with classic single-family homes, many featuring traditional architecture, mature trees, and spacious yards. Ranch-style homes, multi-level designs, and older residences with character are common, alongside newer construction that provides modern layouts and updated amenities. Waterfront and river-adjacent properties are especially desirable, offering scenic views and a connection to the area’s natural surroundings.
For those seeking additional space, the outskirts of Rock Falls include homes with larger lots and semi-rural settings, ideal for buyers who value privacy while remaining close to city conveniences. The city’s affordability compared to larger metropolitan areas makes it attractive to first-time buyers and those looking to maximize value.
With its riverfront charm, strong sense of community, and variety of housing options, Rock Falls continues to stand out as a solid place to call home. It offers a comfortable, well-rounded lifestyle rooted in Midwestern values and natural beauty.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Rock Falls, IL. You can also contact us—we are here to help!
Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776