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305 Pacific St, Ladora, IA 52251.
Welcome home to this charming ranch-style property in Ladora! This well-maintained 2 bedroom, 1 bathroom home offers comfortable single-level living in a smart, efficient layout under 800 square feet. Updates include new siding, windows, light fixtures, and exterior doors in 2023. The kitchen was beautifully remodeled in 2024 and features stainless steel appliances and crisp white cabinetry, creating a bright and modern space for everyday cooking and gathering. Step outside to enjoy the large, fully fenced backyard?perfect for pets, play, gardening, or entertaining?and complete with an 8x8 garden shed for additional storage. Whether you're looking for a starter home, downsizing, or an investment opportunity, this move-in ready property offers both charm and value. Conveniently located in a quiet community setting, this home is ready for its next owner to enjoy!
MLS ID: 202601205
Shown By
Agent Name: BERG Real Estate BERG Real Estate Team
Agent Phone: (309) 737-7444
Agency Title: Ruhl&Ruhl Realtors
Agent Email:
Shown By
Agent Name: BERG Real Estate BERG Real Estate Team
Agent Phone: (309) 737-7444
Agency Title: Ruhl&Ruhl Realtors
Agent Email:
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305 Pacific St, Ladora, IA 52251.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $120,000 | $120,000 | $120,000 |
| Down Payment | $24,000 | $4,200 | $30,000 |
| Monthly Mortgage Amount | $560 | $678 | $729 |
| Taxes | $167 | $167 | $167 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $53 | $0 |
| Monthly Estimated Total | $827 | $998 | $996 |