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371 North Street , Elgin, IL 60120.
Located in Elgin's Historic District, this 4-bedroom American Foursquare combines original character with significant recent mechanical and exterior upgrades. A classic covered entrance leads into the foyer featuring original tiling and 9-foot ceilings. The main level includes original hardwood flooring and a spacious living room with a fireplace. French doors open into a sun-filled den or sunroom, offering views from three sides. A separate formal dining room connects directly to the updated kitchen. With 10 total rooms, including a second-level home office and a partially finished basement with a family room, the home offers ample space and a highly functional layout. The current owners have invested in recent improvements, including a new dual-zone HVAC system (two furnaces and two AC units) and a full backyard fence. Outside, the property features a mature and beautiful Oak tree and a newly installed concrete pad that serves as a patio or additional parking space. These updates complement previous improvements to the electrical panel, water heater, and exterior paint. Situated within walking distance to downtown Elgin's restaurants, entertainment, and the Metra station, this home offers a blend of historic charm and modern reliability. Sold as is.
MLS ID: 12581669
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371 North Street , Elgin, IL 60120.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $349,000 | $349,000 | $349,000 |
| Down Payment | $69,800 | $12,215 | $87,250 |
| Monthly Mortgage Amount | $1,629 | $2,000 | $2,121 |
| Taxes | $486 | $486 | $486 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $153 | $0 |
| Monthly Estimated Total | $2,217 | $2,741 | $2,709 |