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431 9th Street, Lincoln, IL 62656.
This cozy, move-in-ready 2-bedroom bungalow sits on a spacious 80x185 fully fenced lot and blends classic charm with modern updates throughout. Renovated in 2024, inside you'll find fresh paint, all-new flooring, a fully remodeled eat-in kitchen with newer appliances, updated bath, bright living room, and two comfortable bedrooms. The open basement offers laundry and excellent storage or future finishing potential. Outside features include a poured concrete patio, gravel driveway, low-maintenance vinyl siding, metal roof, vinyl windows, and an impressive 18x24 fully insulated and heated garage with newer opener and separate electrical panel. Conveniently located near parks, schools, the fairgrounds, and Lincoln Memorial Hospital - this one is sharp, updated, and ready to go.
MLS ID: 12567589
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431 9th Street, Lincoln, IL 62656.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $120,000 | $120,000 | $120,000 |
| Down Payment | $24,000 | $4,200 | $30,000 |
| Monthly Mortgage Amount | $560 | $678 | $729 |
| Taxes | $167 | $167 | $167 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $53 | $0 |
| Monthly Estimated Total | $827 | $998 | $996 |