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5840 Mccarty Road, Kinmundy, IL 62854.
Welcome to your new home! Wake up to water views and end your evenings with peaceful sunsets on Kinmundy Lake ? a local favorite known for outstanding fishing and quiet recreation. Tucked away on a dead-end road, this move-in-ready 3-bedroom, 2-bath home offers privacy, space, and the kind of setting buyers search for but rarely find. Sitting on approximately 2 acres with direct lake frontage, this property blends rural tranquility with everyday comfort. Inside, youll find a functional layout designed for comfortable living. The home is clean, well maintained, and truly ready for its next chapter. Even better ? appliances and furniture throughout the home can remain, making this a seamless transition whether you're looking for a primary residence, weekend retreat, or turnkey lake getaway. Downstairs, the full unfinished walkout basement opens the door to incredible possibilities. Create a second living area, home gym, guest suite, recreation space, or whatever vision fits your lifestyle. With direct walkout access, its perfectly positioned to expand your living space while still enjoying the lake setting. Major updates provide peace of mind: New roof (2025) Installed 200-amp electrical panel! Step outside and enjoy the privacy of a quiet country road with the added bonus of lake life just steps from your backyard. Whether its casting a line, hosting family gatherings, or simply enjoying the calm of waterfront living, this property offers space to breathe and room to grow.
MLS ID: CA1042018
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5840 Mccarty Road, Kinmundy, IL 62854.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $215,000 | $215,000 | $215,000 |
| Down Payment | $43,000 | $7,525 | $53,750 |
| Monthly Mortgage Amount | $1,017 | $1,232 | $1,307 |
| Taxes | $299 | $299 | $299 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $95 | $0 |
| Monthly Estimated Total | $1,416 | $1,726 | $1,706 |