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651 Lancaster Circle, Elgin, IL 60123.
RARE OPPORTUNITY to have one of the largest units in the complex! This open, airy, and beautifully cared for 2 story townhome features 2 story ceilings in the living room, bright kitchen with NEW fridge (2025), newer stove and microwave (2019) and additional eat in area, BONUS loft space (can easily be converted to a 3rd bedroom if desired) that overlooks the living room, HUGE walk in master closet, 2nd floor laundry, 2 car garage and one of the ONLY units to also have a basement! Carpets professionally cleaned Feb 2026, AC/Furnace 2024, Smart Thermostat 2025, Water Heater 2020, Professional Duct Cleaning 2022, owned water softener.
MLS ID: 12591854
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651 Lancaster Circle, Elgin, IL 60123.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $285,000 | $285,000 | $285,000 |
| Down Payment | $57,000 | $9,975 | $71,250 |
| Monthly Mortgage Amount | $1,349 | $1,633 | $1,732 |
| Taxes | $397 | $397 | $397 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $125 | $0 |
| Monthly Estimated Total | $1,846 | $2,255 | $2,229 |