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651 Lancaster Circle Elgin, IL 60123 Residential - Townhouse Contingent

  • 651 Lancaster Circle, Elgin, IL 60123 Main Photo

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Description

RARE OPPORTUNITY to have one of the largest units in the complex! This open, airy, and beautifully cared for 2 story townhome features 2 story ceilings in the living room, bright kitchen with NEW fridge (2025), newer stove and microwave (2019) and additional eat in area, BONUS loft space (can easily be converted to a 3rd bedroom if desired) that overlooks the living room, HUGE walk in master closet, 2nd floor laundry, 2 car garage and one of the ONLY units to also have a basement! Carpets professionally cleaned Feb 2026, AC/Furnace 2024, Smart Thermostat 2025, Water Heater 2020, Professional Duct Cleaning 2022, owned water softener.

Property Highlights

Property Type: Residential - Townhouse
Total Living Area SF: 1,531
Garage Size: 2
Attached Garage
Built in 1994
School District: District 46
Brick Exterior
One Fireplace

General Information

Bedrooms: 2
Bathrooms: 2
Sqft: 1,531
County: Kane
Listed By:
eXp Realty - Geneva 630-262-3720
MRED MLS

Room Information

Loft: 9X14
Bedroom 2: 9X10
Dining Room: 9X10
Kitchen: 10X16
Laundry: 3X5
Living Room: 15X16
Primary Bedroom: 15X16
$285,000
Est. $1,846/mo
2beds
2baths
1,531sqft
2cars
New to the Market Contingent
BEDS2 BATHS1 full 1 partial SQUARE FEET1,531 MLS#12591854
STATUSContingent PROPERTY TYPEResidential - Townhouse SCHOOLDistrict 46

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651 Lancaster Circle, Elgin, IL 60123.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $285,000$285,000$285,000
Down Payment $57,000$9,975$71,250
Monthly Mortgage Amount $1,349$1,633$1,732
Taxes $397$397$397
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$125$0
Monthly Estimated Total $1,846$2,255$2,229

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